Collections Marketing Center (CMC) is the industry's first completely virtual, automated collections services company offering a turnkey service that aims to make it easy for the debtor to pay. For some time, leading Collections organizations have benefited from the application of new technologies in analytics, calling technologies, automated messaging, and web-based collection techniques. CMC's approach fits the needs of accounts through the entire collections cycle (from a few days late through the recovery process) and allows a much broader cross-section of organizations to take advantage of the best practices of industry leaders.