What's New:

Collections Marketing Center (CMC) Receives 2008 Collections Technology Excellence Award Click HERE to learn more

CMC Was Featured in October 2007 Collections & Credit Risk Magazine Article. Click HERE to download the article



Board of Directors
Board of Directors

Vytas Kisielius
CMC CEO and Founding Director


Vytas has spent more than 20 years working on deploying new technology solutions for the banking industry, first with IBM in both sales and product development management capacities and later with several emerging growth companies. Prior to joining Bridgeforce to found CMC, Vytas founded an automated messaging company called Adeptra Inc. in the U.S. where he worked with risk and collections managers to understand their issues well enough to make the technology work for them.   


Dawn Willey
Bridgeforce Inc. CEO and Founder


Dawn Willey is CEO and Founder of Bridgeforce, Inc, a consumer lending and payments card business solutions provider. Previously, Ms. Willey was Executive Vice President of MBNA through its startup and growth years. During Dawn’s 16 year career at MBNA, she managed operations, and guided the investment evaluation and development of strategic business technology initiatives for collections, fraud, credit acquisition and portfolio risk management. 


As CEO of Bridgeforce, Dawn has led the company to profitable performance since its inception. She credit’s the company’s success to the strength of the management team and a deep commitment to deliver high impact results to our clients. Customers include some of the top banks, consumer lenders, student lenders and financial service software providers in the U.S. and U.K.  


Matt Scarborough
Bridgeforce Inc. Managing Director - International Practice

Matt is an experienced entrepreneur whose career has included both banking and internet technologies. Matt began his career at MBNA with multiple roles in credit, customer service, collections, and marketing. He developed the criteria and infrastructure for managing marketing information during the startup phase of the home equity division and was then instrumental in the growth of account acquisition through the internet, including the development of email marketing and multiple co-branding relationships. Matt left MBNA to found Ensuredmail, Inc. in 1999, a company producing email encryption software. Under his leadership the company developed a suite of secure messaging solutions for customers ranging from consumers and small businesses to Fortune 500 companies and US Government agencies. Matt led the sales and business development efforts that attracted customers from over 70 countries by the time of Ensuredmail’s sale in 2004. He then joined Bridgeforce in 2004 and directs the company’s International business. Matt has led engagements enhancing the credit acquisition and collections operations of a variety of financial institutions, including leading the technical and organizational re-design of retail collections for one of the top 5 banks in the world in 2006. Matt speaks regularly at national conferences regarding collections technology and strategy. He holds a Bachelors degree in Mechanical Engineering and Masters Degrees in both Business Administration and Economics from the University of Delaware. 


Don Sanders
Board Member and Senior Advisor


As a result of several innovative technology solutions introduced by Don during his 30 years in the consumer finance industry, he has achieved eminent status in the field of risk management. He gained distinction by bringing the technology developed for financial services into new areas within and outside of that industry, and has earned prominence as a change agent through his thought leadership.  In management positions at Korvettes Department stores, Citicorp, and Commercial Credit Corporation, he introduced credit scoring, brought in decision support software, and instilled a credit culture based upon science and technology but integrated with the human side of the credit and collection process.  In 1990, Don co-founded Credit and Risk Management Associates, Inc. (CRMA), a risk management, marketing, consulting, data warehousing, and systems integration firm that was acquired by Fair Isaac Corporation in 1996.  Don holds a B.S in Accounting from Loyola College in Baltimore, MD, and a Master of Science in Administration, with a concentration in Business Financial Management, from George Washington University.




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